Viva Life Professional
Viva Life professional is for a young adult who needs basic life insurance protection. This product also offers an Accidental Death Benefit which doubles the coverage amount if death occurs by accidental means.
Viva Life Family
Viva Life Family is for middle income families who need life insurance protection on dad, mom and children all in the same policy. This product also offers an Accidental Death Benefit on dad and mom.
Viva Living Benefits
Viva Living Benefits is for the middle age client who needs life insurance coverage and is also concerned about critical illness such as heart attack, stroke and life threatening cancer.
Viva LifeTime is for the client who wants permanent life insurance coverage with level premiums and guaranteed cash values. This product is available for juveniles and adults.
Mortgage Protection Insurance (MCI Gold) and Family Protection EZ
Family Life also offers a simplified issue level term plan up to $250,000 for mortgage protection insurance. This plan allows you to protect your most valuable asset, your home, in case you or your spouse would die pre-maturely. The plan offers a variety of riders which allow you to custom design an insurance plan to fit your needs. You can also name your lender as the beneficiary so the death benefit would be paid directly to the lender. And it is also possible with some lenders to have your Family Life premium added to your mortgage bill so you only have one payment each month.
Family Life also offers a Family Protection EZ that provides life insurance protection on the most important people in your life, your family. Dad, mom and children can be included on the same life insurance plan.
Family Protection Select and Premier
For individuals or families that need a larger amount of life insurance, we offer Family Protection Select which is level term life insurance for 10-15-20-25-30 years. We also offer Family Protection Premier which is a whole life policy that has level premiums and guaranteed cash values. On both plans, dad, mom and children can be included on the same policy. Medical underwriting is required.
Our friendly customer service staff is available to assist you during regular business hours. You can also access information about your policy any time from our policyholder web site. Our business hours are Monday through Friday from 8:00a.m. to 5:00 p.m. CST.